3 Tips to Keep You Focused and Productive

I have seen it happen a million times. You are trucking along, and things are going well. Business is booming and you have a full day of great tasks and the daily grind doesn’t seem like such a grind.

But then, somewhere, somehow, things get out of hand.

Maybe you have a client doing a product launch, or entering their busiest time of the year.

Maybe it’s summertime and your family life is adding pressure with their demands.

Maybe you are stepping up your own marketing and trying to fit it in to your daily routine.

Whatever the reason, you wake up in the morning tired, you run all day long, and you drop into bed at night knowing that the next day will look much like today did. And you are tired…

Ack! What to do?

Well the first thing to do is identify that this is an existing issue for you.

The second is to get focused and productive.

Here are a few tips for you.

1. Step back and take a look at what you are doing through the day. If you aren’t writing every thing down, then you must start. It’s about identifying what is taking up your time, and then identifying how you can increase your productivity.

2. Identify how you are working – are you planning each part of your day, or are you running to keep up? Sometimes it’s not the workload that is the issue, but it’s how you are managing it. Look at the patterns you are creating. If you are not blocking time in your calendar – clear stop and start times for each block of time – then you might not be maximizing your work time.

3. How focused are you? Make notes during the day of what is distracting you from your task at hand. It’s easy to brush off distraction if you aren’t aware of it. Sometimes tasks take longer than they should, simply because you allow things to take your focus away from it. Identify what could be interrupting you and slowing you down.

Looking at how the day flows is really important to streamline your productivity.

Focus is essential in order to remain on the task at hand, so you can complete it in a timely fashion.

Blocking your tasks into groups of time can be a very effective way to plan and track what you are doing on a daily basis. This doesn’t mean that you need to schedule the minutia of your day, but if you block 45 minutes to work on Client A’s work, then make sure you are doing that. It’s solid billable time, and then you can move on to something else knowing that Client A’s work is done.

Too often I see people trying to multitask and getting less done efficiently as a result.

Minimizing distractions is also very important. In this age of instant communication, things like Skype, IM, email, social media, and cell phones all distract us, whether we know it or not. I just recently attended a conference and they told us that on average, individuals check their phones 1500 times a week. A week! Talk about distraction.

I just recently downloaded an app called Checky to monitor my phone checks. I also have the Calm app on my phone, to slow me down and relax and refocus me when things get busy. Both of those things help me to keep my level of activity (and stress!) in check!

Maybe you think this isn’t a problem for you because you aren’t full with client work. But let me ask you this – what IS filling your days right now?

The time to develop great habits of getting focused and productive is when you are not running around like a crazy person. Then when the busy times come (and they do!) you are better prepared to handle them.

Thing about it – you are doing some excellent networking and marketing. Suddenly you get three new clients. Wham. You are busy, and you are unprepared.

Avail Ready Finance For Business Through Quick Commercial Loans

Business people always require finance either for starting a new venture or for expanding the older one. The finance must come to them easy and quick. Considering their urgent requirements, loan product quick commercial loans has been specifically designed. Business people can utilize quick commercial loans for making investments in infrastructure, buying products and services, starting new project or expanding the established one.

Business people are required to furnish some details of their business before the quick commercial loans deal takes place. They are supposed to give audited financial statement of last 3 years in case of starting a new business. For expanding the business, lenders may ask business financial statements, balance and profit-loss statements. Lenders would like details of owners, partners and stockholders of the business as well.

Business persons can avail quick commercial loans either in secured or unsecured form. To take secured quick commercial loans, also called commercial mortgages, borrowers should place commercial property with the lender as collateral. With the loan secured, lenders provide business people quick commercial loans anywhere in the range of £50,000 to £50,000,000. Larger loan will depend on the higher equity in the collateral.

Because of the secured nature of the loan, interest rate remains lower on quick commercial loans which infect can be brought down once the borrower compares different loan packages. The interest rate comes in variable and fixed options. Under fixed rate, interest rate and monthly installments amount are predetermined and borrowers know how much they have to pay and thus they can plan the loan. The interest rate in variable option can change any time according to the market and borrower may be paying higher rate if it goes up.

There is a larger and comfortable repayment period of 12 to 25 years to the borrowers in case of secured quick commercial loans. The loan amount and repayment duration, however, should be chosen carefully keeping one’s financial capacity in mind.

For availing unsecured quick commercial loans, borrowers should produce concrete proof of their repayment capacity and business profile. Credit score of these borrowers counts a lot in settling the loan deal.

Even if you are labeled as bad credit, availing quick commercial loans should be no problem provided you have a plan of loan repayment laid down before the lender to win his confidence. Make efforts to take your credit score closure to acceptable level of 720 in FICCO scale which ranges from 300 to 850. A credit score of 580 and below is considered as bad credit. Have your credit report checked and make it error free and also pay off your easy debts to show improvements in credit score.

Apply for quick commercial loans online as this way, out of numerous loan offers; you can pick up the one having lower interest rate.

Quick commercial loans become an instrument of sound financial health for business people if a lot of thought goes into availing it. Be particular in paying monthly installments at due date.

Why an Integrated Workplace Safety and Wellness Program Is Best

Employees are a business’s most valuable asset and keeping them safe and healthy should be a priority for any company. Many businesses have a workplace safety program and a wellness program, but the two programs operate independently of one another – but should they? There are some compelling reasons to integrate the two so that employees can benefit from a more global, holistic approach to staying safe and healthy on the job.

To adequately address health and safety issues, companies need to look not only at whether an employee is performing their job safely but whether they’re healthy and fit enough to do their job without a high risk of injury. Issues like obesity, poor physical fitness and inadequate nutrition make it harder for employees to carry out certain tasks in the workplace.

The link between health and safety

According to research published in the American Journal of Public Health, people who are obese are at higher risk for occupational health issues and injuries. When obese staff are exposed to chemicals on the job, they’re at higher risk for occupational asthma and heart and lung issues compared to a non-obese person. They’re also at greater risk for ergonomic issues and bio-mechanical problems including carpal tunnel syndrome. If companies focus on workplace safety without addressing the obesity issue, the bigger problem remains. A unified approach that integrates occupational safety measures with wellness initiatives that emphasize good nutrition and weight control provides a more effective solution to the problem.

There’s also the issue of back injuries. Back injuries are one of the most common workplace safety issues, and people who are overweight and physically unfit are at higher risk for injuring their back on the job. Most back injuries occur as a result of lifting objects at work and ergonomic issues. Although it’s not possible to prevent all work-related back problems, integrating wellness with safety by emphasizing regular exercise to strengthen muscles in the lower back can reduce back injuries. Integrating workplace safety and wellness offers a more well-rounded approach to preventing back injuries.

What part does wellness play in safety? Wellness programs that focus on stress reduction, smoking cessation and alcohol and drug-related issues are also important for workplace safety. According to a study published in a Canadian publication called The Daily, smokers are at greater risk for being injured at work compared to non-smokers. Among women, the risk was nearly double. Stress does more than just affect employees psychologically – it increases their risk of being injured on the job. Employees who are under stress at home or at work are distracted and less able to focus on doing their job safely. Integrating stress management into a workplace safety program can help reduce the number of injuries and motivate employees to be more productive. Nutrition is another factor that a workplace safety and wellness program should address. Employees who start their day with only a cup of coffee are more prone to blood sugar drops that can lead to workplace injuries. Good nutrition is an integral part of any safety program.

There’s another benefit of merging wellness and workplace safety. Employees are less likely to participate in programs that address workplace hazards than they are wellness programs that focus on personal benefits. Integrating the two makes it more likely that employees will take part.

The bottom line

Combining workplace safety with wellness has a number of benefits for both employees and employers. Most importantly, it helps to create a safer, healthier and more productive workplace – and that’s something every company should strive for.